In the context of "hard money loans" (often used in real estate), the "hard" refers to the hard asset (collateral), meaning they are secured loans (C). However, they are also characterized by high interest rates and strict repayment terms (B) because they are short-term, high-risk, non-conventional loans. Given the common usage contrasting "hard" (strict/expensive) with "soft" (flexible/cheap) loans, option B best fits the general idea of tough terms.

The phrase refers to the complete, thorough knowledge or all the complexities and minutiae of an activity, system, or subject. It means understanding everything from the basic principles to the subtle, difficult, or non-obvious parts.

The phrase "to win laurels" means to gain honors, accolades, or recognition for achievements. It originates from the ancient practice of crowning victors with laurel wreaths as a symbol of victory and esteem.

"A man of straw" refers to someone who lacks genuine qualities, character, or substance. It suggests they are superficial, insubstantial, or a mere figurehead without real authority or capability.

The idiom "turn a deaf ear" means to deliberately disregard, ignore, or refuse to acknowledge a person, a request, or a concern. It implies willful ignorance or indifference to what is being said.

The phrase "hit the sack" is an informal expression that means to go to bed or to sleep. It originates from the use of "sack" to refer to a bed, particularly a mattress. When someone says they are going to "hit the sack," they are indicating that they are ready to sleep, often after a long day or when feeling tired.

The phrase "green thumb" is used to describe someone who is particularly skilled at gardening or has a natural ability to grow plants successfully. It suggests a proficiency in cultivating flowers, vegetables, and other plants, often implying that the person has a special connection with nature or an intuitive understanding of plant care. The term can also be used more broadly to refer to anyone who has a knack for nurturing and growing things.

The phrase "on cloud nine" is an idiomatic expression that means to be in a state of great happiness or euphoria. It suggests a feeling of being blissfully happy, often as a result of good news or a positive experience. The imagery of being high up in the clouds conveys a sense of lightness and joy, reflecting a peak emotional state.

The phrase "soft soap" refers to the act of using insincere flattery or smooth talk to persuade or manipulate someone. It implies an element of deception, where the speaker may not genuinely mean what they are saying but uses charm or compliments to achieve their goals. The term suggests a slick, slippery manner of communication, akin to using a soft, slippery soap to make something easier to handle or manipulate.

The phrase "face the music" means to confront the reality of a situation, especially the unpleasant consequences of one's actions or decisions. It implies accepting responsibility and dealing with any fallout that results from those choices, rather than avoiding or denying them.